We are using Internet for each and everything we need to know and hence Internet usage has exponentially increased as we are curious to know more about. But at the same time, threats and fraudsters are also increasing at the other side. Hacking of passwords and confidential information has become common and hence we should find an alternative to prevent from getting trapped as victims to online fraudsters and hackers. Hence we should search online for security against these fraudsters and hackers. Nowadays, net or online banking passwords of an individual are being hacked as these banks are using SSL protocols which have more vulnerability of getting hacked by fraudsters. Hence it is now necessary to find a secure environment where we can do online search without any difficulties or interruptions from fraudsters. There is a 2 factor authentication technology is being implemented by phone factor to overcome the existing vulnerability of SSL protocols. This technology is better than Smart Card technology in which the card gets deactivated after a particular number of failure attempts. Moreover Biometric Authentication Service, a two factor authentication, also fails because it is more prone to errors in noisy environments. This technology adds second step of authentication to corporate or website log in. The second step is receiving a phone call after entering username and password and then we need to press some keys after attending the call. This step helps us to work in a secure environment. Thus this phone factor two factor authentication technology faces serious threats from fraudsters and overcome it by its security methods.
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